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Life insurance, term life insurance quote, term life insurance, term insurance, whole life insurance, term life insurance quote online, life insurance policy, life insurance rate, life insurance online Life Insurance - Term Life Insurance
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Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured's death. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals.

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As with most insurance polices, life assurance is a contract between the insurer and the policy owner (policyholder) whereby a benefit is paid to the designated Beneficiary (or Beneficiaries) if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon life (or lives) of the people named in the policy.

Insured events that may be covered include:

  • death,

  • accidental death

Conditions not covered but which might be insured by forms of insurance or riders on life insurance policies:

  • need for long term care.

  • diagnosis of a terminal illness,

  • diagnosis of a critical illness,

  • disability due to ill health,

  • permanent disability.

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Bay Area Insurance
905 Tennessee St, Vallejo, CA 707 643-6026

Lon Mapalo Insurance
1315 Tennessee St, Vallejo, CA 707 642-4451
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